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I have been lurking around this forum for a while but haven't posted until now. I hope this gives some of you out there some hope. I started this process around February 1st 2010. After doing a lot of reading in these forums I must admit that I committed the ultimate sin and did all my disputing using the CRA's online processes. TransUnion Deleted All my old personal info. 2 satisfied federal tax liens. 3 derogatory accounts. (2 charged off auto loans and a utility that still had a large balance.) 7 Collections 1 Judgment Equifax Deleted All my old personal info 1 state tax lien. 3 derogatory accounts. (2 charged off auto loans and a utility that still had a large balance.) 4 Collections Couple other accounts updated Experian (I have very little on my experian report but I have had the least amount of success so far with them) Deleted Some personal info (not all) 2 collections (out of 4) They updated my federal tax liens to show "satisfied" as opposed to "filed" as they did before. I know that a lot of you seem to really dislike the idea of disputing online but I have to say it has been super easy and having the ability to check progress online is nice too. With that said, I did not get as much removed as I would of liked so I will be disputing a few again and will mail the next round. |
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