LexisNexis

[willdecided]

Just curious if anyone on this forum has ever received a copy of there Accurint Person Report from LexisNexis.

About 3 weeks ago, I sent away for a copy of my persons report and I received it in the mail on Feb 2nd, 2009.

Talk about a messy report. Mine was 12 pages long; listing where I have lived in the past and then there are 9 pages of possible relatives of mine.

I requested a copy because I am in the process of disputing a chapter 7 on all 3 of my credit reports filed back in 2001.

The chapter 7 is shown on the report, but the rest is pretty much useless information.

Back in 2002 and part of 2003, I was living with my parents and it lists there names, partial SS numbers, phone number, address, property value, land value, ect...

In the possible relatives field, it has my ex-wife, her parents and her brother and sister listed. She and I have been divorced for almost 7 years, but there is like 3 pages of information about them. No information about my wife who I have been married to over 3 years now.

I have heard that some of the credit agencies use LexisNexis to verify public records, but on the first page of the report I received, it says that the Public Records and commercially available data sources used on these reports have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defects.

If credit agencies rely on LexisNexis to verify information and the information on the report could possibly be inaccurate as stated by LexisNexis themselves, how does one deal with all 3 credit agencies when they say something comes back verified?

[Trish]

Good Point. I have NO idea.
LN is a crock of BS if you ask me.......

You are not alone. I ordered mine and my husband's several years ago.......his was FULL of errors too (as well as 14 pages long). For some reason, they had no record of me and sent me my money back. LOL :rolleyes:

The best thing you can do if you think they are getting info from LN is by sending the CRA a PR (procedural request) letter and then trying to contact the company that is supposedly reporting it and getting info from them on whether or not they are sharing info with the CRAs.

[Chadwick]

I had the same problems, I received the same reports, however I had to contact them because they were selling this info inaccurate info to the major credit bureaus. I has trying to get a home loan and line of credit. But I was being denied because Transunion was reporting that i had lost a court case and had not paid the judgment, which in Arkansas if you don't pay the judgments you get a lien on any property you own or if you are trying to purchase real estate the banks wont loan because the lien will attach. Anyways I had actually not lost this case but had won , and this should not have been on my credit period because I had won the suit. However Lexis Nexis had in their computers that I had lost , Even after I had faxed the court documents into all the credit companies , Lexis Nexis still confirmed it to stay on my report , because they did not properly investigate the dispute and their records were wrong. Only after threatening to sue and getting their legal depts or the COO of Transunion David Emery (which is a liar and deceitful) did I actually make some head way, But I still was denied the loan. Not only was that wrong but the credit companies (CSC, Equifax, Transunion, and experian ) have numerous facts wrong. Everyone must remember Lexis Nexis is their vendor and sells this info to Collection Companies , Investigators and etc. and if they are selling inaccurate info it is Libel ( slander) and you need to take them to Federal Court. Do not back down, send letters to Congress that oversees the FTC . I am going to legally attack these Companies for not taking responsibility, They should have to pay just like we do on our credit reports. I have already started the papers and will be filing very soon. These Companies think that our time is not worth anything . But I ask that no one back down , make them pay. And if you need to know who legal is for CSC let me know and Ill give it to you.

Also since I have not settled with any of these companies , I have them recorded and trust me no jury in the united State would side with them once you hear how these companies work and lie. Plus David Emery COO of tranuniion use the F word towards me and cuss's me regular in conversations. Even though these companies will hang up on you if you cuss at them any from wronging you or not correcting thier info. Anyways I completely agree with y'all about Lexis Nexis and the others, I think its time we do something. I suggest we protest their main offices and get the news media out there.
SCREW LEXIS NEXIS or it should be SLANDER NEXIS

[moosie]

if you have reported the erroneous judgment and it came back verified then ask for a FULL procedural report on how they verified it.

What happened is a Lexis Nexis monkey got the info from the courthouse when it was filed (case number etc) and reported it. Then sold it to the CRAs as a "judgment" against you. No case was ever followed up.

There is not a court in this country that reports this to the CRAs and everyone knows this and I cannot believe that there is no case files on this.

The fact is that if this judgment prevented you from getting a mortgage and the judgment is clearly falsely reported but they verified it as correct, I would get a lawyer on it because you would win and then you can establish a case for the rest of us.

I think it has been done but the CRA always settles to no precedence can be set. I would be one who would not settle unless it was for the amount I needed for the house if it were me. Settlements probably come with a "hush" agreement of some kind I would assume.

[Chadwick]

Well Moosie you are right so far, one of the companies has made a settlment offer, however they havent lived up to what was discussed in order to resolve the matter and time frame, I have already been misleaded again , by one of those companies. as part of the settlements there is a HUSH policy. Man does it really tick me off that we are held to all the rules and agreements yet they dont. I understand people make mistakes and I am willing to work things out if they make or show good faith. But these mislieading tactics are really showing how they think about consumers. As far as Lexis Nexis goes I am not planning to settle . But I will tell everyone out there, to protect yourself against these companies, ask people that have dealt with these companies in the past what to beleive and what to do. Because they will feed you a load of crap that isnt true at all. They say they know the laws but they really dont , and if they do then they are misleading you because they tell you , you cant have certain documents when you are allowed. Just dont believe them about half of what they say, Anything they say that puts you at a disadvantage and them at the advantage, is probably not true. Thanks Moosie , And I hope others stand up also.

[Lian]

Take a look at:
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA
Plaintiff, v. LEXISNEXIS RISK & INFORMATION ANALYTICS GROUP, INC., and REED ELSEVIER, INC. Defendants. April 20, 2010

This decision discusses in detail the role of private public records vendors, and in this specific case, Lexis/Nexis, in the credit reporting process. It involved violation of the FCRA by Lexis/Nexis for inadequate investigation of a dispute for which they were the furnisher of the information to the CRA