Paying off credit card debt...

[bmath]

I have about 10000 in credit card debt. I was able to pay it down from about 23000 and was able to get everything current. I recently just came across this site and now I am wondering if I should just continue to pay off the cc debt or should/or will i be able to negotiate a settlement for the rest of my debt and just have Lexington Law try to remove the negative info./late pays from my credit report?

[chane]

You can try to negotiate a settlement, but I don't know if they would be willing to do that since it's only $10k now. They also won't usually settle unless it's delinquent.

Paying the debt usually makes it easier to remove negatives from your credit report, but it also re-ages them. So, it's up to you what you want to do.