wrong amount in write off

[nico1969]

i had a write off back 2007. It was given to a CA. I paid it off because i had no clue what to do. Recently i have checked my credit report for the first time and it was marked as paid, bad debt write off. But when i checked the high credit, it was way beyond my credit limit. I am sure that the amount due was only $350 because of my balance transfer, and after the initial balance transfer i never used the card again. Can i dispute this. Please tell me what i can do. Thanks in advance.

[94B]

Originally Posted by nico1969

i had a write off back 2007. It was given to a CA. I paid it off because i had no clue what to do. Recently i have checked my credit report for the first time and it was marked as paid, bad debt write off. But when i checked the high credit, it was way beyond my credit limit. I am sure that the amount due was only $350 because of my balance transfer, and after the initial balance transfer i never used the card again. Can i dispute this. Please tell me what i can do. Thanks in advance.

You said you paid if off, was this paid to the CA? Also the account reporting this amount wrong is it an OC or CA tradeline? IF it's a CA TL then the fact the amount is reporting wrong is irrelevant, the fact the account is on your credit report needs to be addressed because paid or unpaid the collection account is hurting you score wise.

If you plan on disputing anything, make sure you have done the basics of credit repair. Have you read the thread for beginners by Trish, if not that's where you should start.

Basic Step by Step Beginner's Guide to Credit Repair

[nico1969]

The debt was with CIBC and i think i paid them directly. CIBC is the one reporting it. I did read the link you posted thank you.

What can i do now? Can i dispute the wrong high credit amount?