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Old 02-18-2010, 01:56 AM
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Hi Trish,

I'm looking at my credit report but i have having a hard time figuring out when is my first delequency date? It's showing the report date and the last activity. Is there a way I can find them.

Thank you so much.

JUlieta
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Old 02-18-2010, 01:18 PM
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Trish will become famous soon enough
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It's usually right around the DOLA (date of last activity). You can also guesstimate it to be about 6 months prior to the charge off date.

If you are still uncertain and want to know for sure, you can call up one of the CRAs and ask them what the DOFD or FCRA compliance date on the acct is. They have to have that in their records.
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