A charge off that doesn't make sense

[Gforster]

I recently tried to buy an new car for myself and when they ran my credit report they said i have an collections notice in my history. Knowing i have never been late on anything in my life i decided to buy an credit report history. Looking at it everything is good all except under Experian. This is exactly how it looks on my report. Weird thing is its only under Experian and there is no history of it at all.

Account Name: BONDED BUSINESS SERVIC
Account Number: 44XXXX
Account Type: Installment
Account Status:
Monthly Payment: -
Date Opened:
Balance: $323
Terms:
High Balance: -
Limit: -
Past Due: $323
Payment Status: Chargeoff or Collection
Comments:

Should I report this dispute or would I be wasting my time.

Thanks

[Scorepro]

Of course you have to dispute it!!! You think it's not yours, you have no IDE what it is AND it provides no information and you've already experiences 1st hand how it's affecting you.

Start disputing now!!