need some advice

[jlyriq]

I had 2 target account on my CR but one of them just fell off but today i got a letter in the mail from a CA that is trying to collect for that account. I was planning on sending them a c&d letter but got a quick question can target just put that account back on after i send the c&d letter to the CA telling them that i only deal with the OC?

[Trish]

I'm assuming it was reporting negatively..
Did the acct just fall off? or did you dispute it off?

[jlyriq]

yes it was reporting negatively. I had disputed in the past but it always came back verified but it just fell off a few days ago

[Trish]

Well, if you disputed it and it came off... the CRAs can't put it back on without notifying you.
If it just fell off, there is a slight chance it could come back on your CRs.....but pretty unlikely.

[jlyriq]

im wondering if with my next rounds of disputes should i put that account on the disputes just so i can get something in writing say that its no longer reporting on my CR?