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Just looking for advice. Below shows my delinquent accounts and the dates they fall off my credit report. Would it be best to just focus on keeping the accounts that are in good standing in good standing and waiting for the bad at this point to fall off? I am in no hurry to get a loan, but what I have been doing is moving all my money to my college debt. I can afford to pay off the delinquent accounts no problem but I am also wanting to get a loan for a house. I can wait til 2011 if need be I do not know my credit score though. Delinquent 81 att Apr 2011 232 med jun 2012 926 med jun 2011 67 idt mar 2011 515 att jun 2010 300 cell company 266 bg utilities 10-2013 393 radiology 6-2011 456 rent place 7-2011 I have Three accounts that still show on my report but are paid in full but still show under the bad accounts two of the accounts show b/c of late payments. They all fall off in 2011. Accounts in Good Standing $5,500 Student Loan Deferred $2,062 Student Loan Deferred $4,623 Student Loan Paid in Full/Never Late $1,875 Student Loan Paid in Full/Never Late $4,163 Student Loan Open/Never Late |
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Try disputing the old accounts first. If they don't get deleted, try offering the creditors a pay for delete.
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