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CA and OC report different dates for first delinguency CA and OC report different dates for first delinguency
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#1
 
Old 12-22-2009, 01:54 AM
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Default CA and OC report different dates for first delinguency
I noticed on my credit report from equifax that the OC and the CA report different dates for my first delinguency on a credit card that got charged off.

OC: 06/2006
CA: 09/2005

How can I know which one is correct?

If CA is correct, then I'm out of SOL, but if OC is correct I'm not....
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#2
 
Old 12-22-2009, 11:40 PM
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I would think the OC's is more accurate since are the furnished of the information.
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#3
 
Old 12-26-2009, 08:19 PM
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The DOFD is usually 6 months before it is charged off.. You should be able to tell by your reports when the acct was charged off...
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