Success Removing Repos?

[troybliss]

Originally Posted by Trish

Yeah.. I know, but there were no such "specialists" in my area.
You don't have to sue them to try and get them off of your reports. Did you see the letters by whychat that I posted in a couple of other repo threads? They are letters specifically for removing repos.

i have them, but wheres the enforcement? why would they remove them just because you sent them a copy of the law? im not being funny, just keeping it real.

[Trish]

Originally Posted by troybliss

i have them, but wheres the enforcement? why would they remove them just because you sent them a copy of the law? im not being funny, just keeping it real.

Yes, that's exactly what you are doing......reminding them of the law. It has worked for many people.

[troybliss]

Originally Posted by Trish

Yes, that's exactly what you are doing......reminding them of the law. It has worked for many people.

ok, send them to the bureau or THE BUREAU AND THE ORIGINAL CREDITOR?

[Trish]

Originally Posted by troybliss

ok, send them to the bureau or THE BUREAU AND THE ORIGINAL CREDITOR?

You send them to everyone involved...the dealer, the OC and the CA
You send a letter to the CRAs after that..
Why Chat's Credit Confusion - Repossession /Deficiency Letter

[troybliss]

Originally Posted by Trish

You send them to everyone involved...the dealer, the OC and the CA
You send a letter to the CRAs after that..
Why Chat's Credit Confusion - Repossession /Deficiency Letter

if the debt is still in sol, wouldnt that run the risk of them waking up and taking you to court for the judgment, even though it would be illegal (like in your case).:huh:

[Trish]

Originally Posted by troybliss

if the debt is still in sol, wouldnt that run the risk of them waking up and taking you to court for the judgment, even though it would be illegal (like in your case).:huh:

That is possible if it has been less than 4 years.
In my case, I was going to wait out the 4 years.....they ended up serving me with papers at about 3 1/2 years. So I pretty much had no choice.

So if it has been less than the 4 years, I can understand why someone would be leery of trying this.