Credit Problems - late payments and collection acct

[TSK]

Is it okay to dispute every month?

[Trish]

Originally Posted by TSK

Is it okay to dispute every month?

You can dispute the same TL every month but beware......TU usually flags you as "frivolous" after so many attempts and EX will give you the "previously investigated" bs letter. :rolleyes:

With TU - you have to wait about 3 months before you can dispute that particular TL again. EX is just flat out a PITA......I have things that were disputed 3 years ago that they still refuse to investigate. :glare:

[TonyPyke]

It is true, they are good about sending you those "previously investigated" letters. In other words they are saying "I don't want to waste my time with you if I've already done it before." However, by law, they MUST honor your disputes and there is not a law that limits how many disputes you can send. If you can carefully and artistically format a customized dispute letter that throws the law in their face, they will act with a sense of urgency.

If you have questions, PM me.