How should I go about raising my credit rating?

I am an engineer working in US; during my college I raked so many bills with my credit cards. I began paying all of it, and propose to pay them of, nevertheless. I am quite young and preparing to get settled soon, I am sure that my credit rating is low and that loan will be quite tough for me or any finance for even the essential stuff. So, I need suggestions on this…. kindly help.:D

[CreditCrisis]

Read the beginners guide to credit thread. super helpful info!!! good luck and welcome!! :D

[jjgross]

Yes read and study the guide and then reread it.

[CreditCrisis]

Amen JJ! :D

[maryannsms]

Yes! You should read the beginners guide to credit. It is very helpful and you would learn a lot from it.

[edavila1217]

I always recommend that you take a look at your credit report since things change so quickly. Make sure all your info and credit scores are accurate.

Some of the items posted maybe wrong or shouldn't be on there at all. This may help boost your score, if you can eliminate them off. Good Luck!