help to delete joint account

[gottlib1]

Hi friend

I did in 2 years ago joint account with my friend
with discover card of 12000 $ but now have late payment and over limit sometime
right now it $0 but I want to step to be joint
so I call discover and also my friend and they didn't want divided
until he close the account .
what I need to do ?

[jjgross]

Originally Posted by gottlib1

Hi friend

I did in 2 years ago joint account with my friend
with discover card of 12000 $ but now have late payment and over limit sometime
right now it $0 but I want to step to be joint
so I call discover and also my friend and they didn't want divided
until he close the account .
what I need to do ?

He needs to close account or pay on time so you can have some credit history.A word of advice it's not wise to have joint accounts with a friend,because you have no control over what they do.They can ruin your credit in a second.

[gottlib1]

Originally Posted by jjgross

He needs to close account or pay on time so you can have some credit history.A word of advice it's not wise to have joint accounts with a friend,because you have no control over what they do.They can ruin your credit in a second.

but he doesn't want ?

[jjgross]

Originally Posted by gottlib1

but he doesn't want ?

Them you and your friend or going to have to work this out.If he defaults your stuck with this debt.You might seek legal advice!

[gottlib1]

Originally Posted by jjgross

Them you and your friend or going to have to work this out.If he defaults your stuck with this debt.You might seek legal advice!

but why visa I can step to be joint and discover I can't ?

[jjgross]

Originally Posted by gottlib1

but why visa I can step to be joint and discover I can't ?

Different companies have different polices try talking to a manager at discover card

[gottlib1]

Originally Posted by jjgross

Different companies have different polices try talking to a manager at discover card

thank you so much of fast respond