paid collections question

[Trish]

OH......be sure to list which state's AG you will be filing your complaint with (the CA's state)...
And I almost forgot. Go to ACA International's website and see if this CA is a member.......if they are, you should file a complaint with them too! (and list it in your letter as well)

[jlyriq]

To whom it may concern,

Your company is reporting the above referenced account on my credit reports inaccurately. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid.

In a good faith effort to resolve the matter amicably, I must demand that you immediately removed this account from my credit report as you are in violation of both the FCRA (sect. 623) AND the FDCPA under False or misleading representations [15 USC 1692e].

If no such deletion is completed within 10 days from receipt of this notice I will seek legal counsel and file complaints with the Federal Trade Commission, Better Business Bureau and the Michigan Attorney Generals Office. If you singularly or severally fail to comply with the above requests, I reserve the right to seek damages against all parties, under all available State and Federal statutes.

[jlyriq]

ok this is the final letter

To whom it may concern,

I am sending this letter certified mail #7009 0080 0001 3206 5034 so that you receive it.
Your company is reporting the above referenced account on my credit reports inaccurately. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid.

In a good faith effort to resolve the matter amicably, I must demand that you immediately removed this account from my credit report as you are in violation of both the FCRA (sect. 623) AND the FDCPA under False or misleading representations [15 USC 1692e].

If no such deletion is completed within 10 days from receipt of this notice I will seek legal counsel and file complaints with the Federal Trade Commission, Better Business Bureau, The Association of Credit and Collection Professionals and the Michigan Attorney Generals Office. If you singularly or severally fail to comply with the above requests, I reserve the right to seek damages against all parties, under all available State and Federal statutes.

[Trish]

Originally Posted by jlyriq

ok this is the final letter

To whom it may concern,

I am sending this letter certified mail #7009 0080 0001 3206 5034 so that you receive it.
Your company is reporting the above referenced account on my credit reports inaccurately. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid.

In a good faith effort to resolve the matter amicably, I must demand that you immediately removed this account from my credit report as you are in violation of both the FCRA (sect. 623) AND the FDCPA under False or misleading representations [15 USC 1692e].

If no such deletion is completed within 10 days from receipt of this notice I will seek legal counsel and file complaints with the Federal Trade Commission, Better Business Bureau, The Association of Credit and Collection Professionals and the Michigan Attorney Generals Office. If you singularly or severally fail to comply with the above requests, I reserve the right to seek damages against all parties, under all available State and Federal statutes.

:2thumbsup: