Business Line of Credit

[sharbear]

We have 2 businesses, and on one of the accounts we have had a line of credit (overdraft account) for 5 years, when I pull our D & B report I dont see where this account is listed, it has a seperate account # and payment is made every month for the last 5 years, is this suppose to show on our credit report whether it be D & B or one of major credit bureaus reports. I am kinda confused, because my overdraft protection on my personal account shows on all the of the major credit bureaus? :confused:

[Trish]

It's totally up to the creditor to report it.......and they have to actually pay to report accts to each CRA.
You may want to just call up the creditor and ask them if they report to D&B. If they do then let them know it's not showing up when you pull your reports.

[jjgross]

Originally Posted by Trish

It's totally up to the creditor to report it.......and they have to actually pay to report accts to each CRA.
You may want to just call up the creditor and ask them if they report to D&B. If they do then let them know it's not showing up when you pull your reports.

And thats why its hard to get a pfd because by contract with the cra's there not allowed to do it.

[sharbear]

OK, I am going to ask bank because that is such a positive mark for me only if it showed, I could have a 98-100 payment score with D&B I currently have a 89.