Problems with HSBC

[CreditCrisis]

I received something back today in regards to a dispute I submitted awhile ago. they didn’t validate the debt, they only said ...


"We have received and processed the dispute regarding this account and based on our investigation, we are reporting the account status to the three major consumer reporting agencies as follows: account was sold to portfolio recovery”

That’s it! I know I ask this a whole lot, but what now?!

[CreditCrisis]

my letter to HSBC in regards to an account they told me they were going to remove


HSBC
PO Box 60167
City of Industry, CA 91716-0167

May 21, 2009

RE: 55555555555

To Whom It May Concern:


This account is still reporting on both mine and my wife’s credit report. Please delete it at once or I will have no choice but to file a complaint with the FCRA and other appropriate authorities.



Thank you

[Trish]

I think you meant FTC ....but otherwise, it looks fine.

I think I would also add something like......."here is a copy of the letter YOU sent me dated xx/xx/xxxx stating that this acct would no longer be reported to the credit bureaus"........kwim? So that they can see that THEY have made a mistake.

[jlyriq]

I just 1 2 punched HSBC (sent a validation letter instead of a verifaction letter by mistake lol) and they sent me a letter saying the account is closed and the TL will be deleted!

[Trish]

Originally Posted by jlyriq

I just 1 2 punched HSBC (sent a validation letter instead of a verifaction letter by mistake lol) and they sent me a letter saying the account is closed and the TL will be deleted!

Are you serious!? Wow.....talk about some good luck!
Good for you!:2thumbsup:

[jlyriq]

Yea when i realized i sent the wrong letter i got the letter from them telling me there were closing and deleting. I was shocked myself