Go Back   Credit Forum > Credit Repair

Reply
 
Thread Tools
   
Old 04-28-2009, 02:48 PM
Senior Member
 
Join Date: Apr 2009
Posts: 153
improving is on a distinguished road
Default

lol - I love the letter!!

Crap One is a problem for me too kinda. Actually I don't even know where to go and what to do on mine. (maybe it should be a new post?) Anyway, mine reports as reported since x/02 then last reported xx/07. original amount $5k - recent balance $0 as of xx/07. then d/c through b/k chapter 7. account history 90 days as of xx/02.

I've disputed w/ bureaus, nothing ever happens. I think it's deleted from one others always remain.

Crap One also has not reported 2 other of my cc's I've gotten since b/k (under business - but still sole prop - under my name) this has been over 3 years of credit never reported!!!! And that stinks!! My scores would be higher if it wasn't for this - I choose the wrong company to establish credit with apparently.

Any suggestions?
Reply With Quote
   
Old 04-28-2009, 03:01 PM
Senior Member
 
Join Date: Jul 2008
Location: idaho
Posts: 716
jjgross is on a distinguished road
Send a message via AIM to jjgross Send a message via MSN to jjgross
Lightbulb

Quote:
Originally Posted by improving View Post
lol - I love the letter!!

Crap One is a problem for me too kinda. Actually I don't even know where to go and what to do on mine. (maybe it should be a new post?) Anyway, mine reports as reported since x/02 then last reported xx/07. original amount $5k - recent balance $0 as of xx/07. then d/c through b/k chapter 7. account history 90 days as of xx/02.

I've disputed w/ bureaus, nothing ever happens. I think it's deleted from one others always remain.

Crap One also has not reported 2 other of my cc's I've gotten since b/k (under business - but still sole prop - under my name) this has been over 3 years of credit never reported!!!! And that stinks!! My scores would be higher if it wasn't for this - I choose the wrong company to establish credit with apparently.

Any suggestions?
Well they gave and now their taking away.why don't you post it as it's written on your credit report so we can look at it and see if there's any errors,:confused: the balance is correct.oh guys if you look on cdia website it tells you how e-Oscar works that's the system they use to get information between cra and creditors.By the way there is a mention that they have to report what the credit line is
Reply With Quote
   
Old 04-28-2009, 03:08 PM
Senior Member
 
Join Date: Apr 2009
Posts: 153
improving is on a distinguished road
Default

I listed info.

wondering if reported since 2/02 is old enough to request removal? (from cb's)
and if they go by the last reported date of 11/07 and why that is the last reported date anyway?? doesn't make sense to me.
Reply With Quote
   
Old 04-28-2009, 04:04 PM
Senior Member
 
Join Date: Mar 2008
Posts: 1,673
Trish will become famous soon enough
Default

Quote:
Originally Posted by improving View Post
lol - I love the letter!!

Crap One is a problem for me too kinda. Actually I don't even know where to go and what to do on mine. (maybe it should be a new post?) Anyway, mine reports as reported since x/02 then last reported xx/07. original amount $5k - recent balance $0 as of xx/07. then d/c through b/k chapter 7. account history 90 days as of xx/02.

I've disputed w/ bureaus, nothing ever happens. I think it's deleted from one others always remain.

Crap One also has not reported 2 other of my cc's I've gotten since b/k (under business - but still sole prop - under my name) this has been over 3 years of credit never reported!!!! And that stinks!! My scores would be higher if it wasn't for this - I choose the wrong company to establish credit with apparently.

Any suggestions?
If you have already disputed it with the CRAs and it has not been deleted or updated correctly. Then send Crap1 a debt verification letter.

If they are reporting incorrectly, then you must go to them next. If you follow the right procedures you can get it deleted. I was able to get a Crap1 CO deleted from dh's reports this way.
Reply With Quote
Reply
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Midland Credit Management collection call wdsman1 Collection Agencies 3 03-18-2011 08:44 PM
Just Started Lexington Law Today BANESBOX Credit Repair 10 09-24-2010 04:11 PM
Please Help, CA threatening call today!!!-long post gobears_126 Credit Repair 8 02-20-2010 10:07 PM
It would have been nice today! jjgross Credit Repair 1 04-23-2009 01:52 PM
TU dispute back...now what? mountaindews Credit Repair 11 11-16-2008 10:52 PM


All times are GMT -4. The time now is 08:49 AM.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2012, vBulletin Solutions, Inc.