Authorized user removal?

[CreditCrisis]

Ok...i have about 5 adverse accounts on my report that show my as the AU. What is a sure fire way to get these accounts removed? I just sent their dispute letters to the CRA's out maybe a week ago and plan to wait first, but just wondering if anyone had any ideas?

thanks!!

[Trish]

If you are just an AU.......then they should be deleted without any problems. AUs have NO financial obligations whatsoever........and the CRAs know that. So they should be removed pretty quickly and easily.

[CreditCrisis]

awesome!! that will take off about $6,000 worth of BAD debt showing on my report!!!

thanks!

[jjgross]

Originally Posted by CreditCrisis

awesome!! that will take off about $6,000 worth of BAD debt showing on my report!!!

thanks!

Just say i was never auth to use that account.

[brooke6535]

My ex has a chase circuit city card. He had me listed as an authorized user but per Chase I am no longer on the account. The limit was 2000.00. He was late 1 time paying the card back in 2008 and it is showing on my credit report. If I have the account removed, will it lower my score because the credit is gone. Or, will it increase my score because a delinquency is no longer showing on my report?
Thanks

[jjgross]

Originally Posted by brooke6535

My ex has a chase circuit city card. He had me listed as an authorized user but per Chase I am no longer on the account. The limit was 2000.00. He was late 1 time paying the card back in 2008 and it is showing on my credit report. If I have the account removed, will it lower my score because the credit is gone. Or, will it increase my score because a delinquency is no longer showing on my report?
Thanks

I would dispute as not auth to use card and it should remove the neg off your report,you might take a small hit,but it removes a neg also.Should be ok.:D