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Old 04-03-2009, 04:04 PM
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Join Date: Apr 2009
Location: St Louis, Missouri
Posts: 18
cstar33 is on a distinguished road
Unhappy Judgment, Repo, Charge offs and Collections.

Okay, so I am just gonna throw this entire breakdown of what I have going on. I have 9 accounts that are negative towards my credit report. Is there anything I can do about these??? Please help. I am completely lost!!!



910 COURT ST
MORRISTOWN, NJ 07963
Plaintiff: NJ AMBULATORY ANESTHESIA ASSC.
Status: Civil claim judgment.
Status Details:
This item is scheduled to continue on record until Sep 2013.
Date Filed: 09/2006
Date Resolved: N/A
Claim Amount: $788
Responsibility: Individual


A H F C
Address:
200 CONTINENTIAL DR STE
NEWARK, DE 19713
Status: Account charged off. $3,124 written off.
Date Opened: 09/2002
Date of Status: 12/2004
Reported Since: 09/2002
Last Reported Date: 12/2004
Type: Installment
Terms: 60 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $18,196
High Balance: N/A
Recent Balance: $3,124
Recent Payment: $350
Account History:
Repossession as of Nov 2004, Oct 2004
Charge Off as of Dec 2004
60 days past due as of Sep 2004, Aug 2004
30 days past due as of Jul 2004, Dec 2003, Jul 2003


BLOOM/FDSB

Address:
9111 DUKE DRIVE
MASON, OH 45040
Status: Closed. $96 past due as of Aug 2005.
Date Opened: 12/2001
Date of Status: 04/2005
Reported Since: 12/2001
Last Reported Date: 08/2005
Type: Revolving
Terms: N/A
Monthly Payment: $16
Responsibility: Individual
Credit Limit: $400
High Balance: $701
Recent Balance: $649
Recent Payment: $0
Creditor's Statement: Account closed at credit grantor's request.
Account History:
180 days past due as of Aug 2005
150 days past due as of Jul 2005
120 days past due as of Jun 2005, Feb 2003
90 days past due as of May 2005, Jan 2003
60 days past due as of Apr 2005, Dec 2002
30 days past due as of Mar 2005, Nov 2002

CAP ONE

Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
Status: Paid,Closed. $726 written off.
Date Opened: 08/2001
Date of Status: 02/2007
Reported Since: 08/2001
Last Reported Date: 02/2007
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: N/A
High Balance: $785
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Account closed at credit grantor's request.
Account History:
Charge Off as of Jan 2007, Dec 2006, Nov 2006, Oct 2006, Sep 2006, Aug 2006, Jul 2006, Jun 2006, May 2006, Apr 2006, Mar 2006, Feb 2006, Dec 2005, Nov 2005, Oct 2005, Sep 2005, Aug 2005, Jul 2005, Jun 2005, May 2005, Jan 2005, Oct 2003 to Dec 2004, Jun 2003
180 days past due as of Feb 2003
150 days past due as of Jan 2003
120 days past due as of Dec 2002
90 days past due as of Nov 2002
60 days past due as of Oct 2002
30 days past due as of Sep 2002


CAP ONE

Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
Status: Paid,Closed.
Date Opened: 12/2001
Date of Status: 01/2005
Reported Since: 12/2001
Last Reported Date: 01/2005
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: N/A
High Balance: $529
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Account closed at credit grantor's request.
Account History:
120 days past due as of Feb 2003
90 days past due as of Jan 2003
60 days past due as of Mar 2003, Dec 2002
30 days past due as of Apr 2003, Nov 2002


CHASE BANK USA, NA

Address:
PO BOX 9180
PLEASANTON, CA 94566
Status: Transferred,closed.
Date Opened: 12/2001
Date of Status: 06/2005
Reported Since: 12/2001
Last Reported Date: 06/2005
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $1,000
High Balance: $1,459
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Purchased by another lender.
Account History:
150 days past due as of Mar 2003 to Jun 2003
120 days past due as of May 2005, Feb 2003
90 days past due as of Apr 2005, Jan 2003
60 days past due as of Mar 2005, Dec 2002
30 days past due as of Feb 2005, Nov 2002, Sep 2002


FFCC-COLUMBUS INC

Address:
1550 OLD HENDERSON RD ST
OH, OH 73220
(614) 358-9900
Original Creditor: SPORTS AND PHYSICAL THERAPY
Status: Collection account. $119 past due as of Mar 2009.
Date Opened: 09/2008
Date of Status: 11/2008
Reported Since: 10/2008
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $91
High Balance: N/A
Recent Balance: $119
Recent Payment: $0
Account History:
Collection as of Mar 2009, Jan 2009, Dec 2008, Oct 2008


NATIONAL RECOVERY AGENCY

Address:
2491 PAXTON ST
HARRISBURG, PA 17111
Original Creditor:CAPITAL ASSISTANCE GROUP LLC
Status: Collection account. $81 past due as of Mar 2009.
Date Opened: 01/2009
Date of Status: 03/2009
Reported Since: 03/2009
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $81
High Balance: N/A
Recent Balance: $81
Recent Payment: $0
Account History: Collection as of Mar 2009


NCO FIN/99

Address:
PO BOX 15636
WILMINGTON, DE 19850
Original Creditor:
MORRISTOWN SURGICAL CENTER
Status: Collection account. $2,205 past due as of Mar 2009.
Date Opened: 03/2005
Date of Status: 03/2005
Reported Since: 03/2005
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $2,205
High Balance: N/A
Recent Balance: $2,205
Recent Payment: $0
Account History:
Collection as of Oct 2008 to Mar 2009, Aug 2008, Jul 2008, May 2008, Mar 2008, May 2007 to Feb 2008, Mar 2005
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Old 04-03-2009, 04:29 PM
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Quote:
Originally Posted by cstar33 View Post
Okay, so I am just gonna throw this entire breakdown of what I have going on. I have 9 accounts that are negative towards my credit report. Is there anything I can do about these??? Please help. I am completely lost!!!



910 COURT ST
MORRISTOWN, NJ 07963
Plaintiff: NJ AMBULATORY ANESTHESIA ASSC.
Status: Civil claim judgment.
Status Details:
This item is scheduled to continue on record until Sep 2013.
Date Filed: 09/2006
Date Resolved: N/A
Claim Amount: $788
Responsibility: Individual


A H F C
Address:
200 CONTINENTIAL DR STE
NEWARK, DE 19713
Status: Account charged off. $3,124 written off.
Date Opened: 09/2002
Date of Status: 12/2004
Reported Since: 09/2002
Last Reported Date: 12/2004
Type: Installment
Terms: 60 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $18,196
High Balance: N/A
Recent Balance: $3,124
Recent Payment: $350
Account History:
Repossession as of Nov 2004, Oct 2004
Charge Off as of Dec 2004
60 days past due as of Sep 2004, Aug 2004
30 days past due as of Jul 2004, Dec 2003, Jul 2003


BLOOM/FDSB

Address:
9111 DUKE DRIVE
MASON, OH 45040
Status: Closed. $96 past due as of Aug 2005.
Date Opened: 12/2001
Date of Status: 04/2005
Reported Since: 12/2001
Last Reported Date: 08/2005
Type: Revolving
Terms: N/A
Monthly Payment: $16
Responsibility: Individual
Credit Limit: $400
High Balance: $701
Recent Balance: $649
Recent Payment: $0
Creditor's Statement: Account closed at credit grantor's request.
Account History:
180 days past due as of Aug 2005
150 days past due as of Jul 2005
120 days past due as of Jun 2005, Feb 2003
90 days past due as of May 2005, Jan 2003
60 days past due as of Apr 2005, Dec 2002
30 days past due as of Mar 2005, Nov 2002

CAP ONE

Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
Status: Paid,Closed. $726 written off.
Date Opened: 08/2001
Date of Status: 02/2007
Reported Since: 08/2001
Last Reported Date: 02/2007
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: N/A
High Balance: $785
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Account closed at credit grantor's request.
Account History:
Charge Off as of Jan 2007, Dec 2006, Nov 2006, Oct 2006, Sep 2006, Aug 2006, Jul 2006, Jun 2006, May 2006, Apr 2006, Mar 2006, Feb 2006, Dec 2005, Nov 2005, Oct 2005, Sep 2005, Aug 2005, Jul 2005, Jun 2005, May 2005, Jan 2005, Oct 2003 to Dec 2004, Jun 2003
180 days past due as of Feb 2003
150 days past due as of Jan 2003
120 days past due as of Dec 2002
90 days past due as of Nov 2002
60 days past due as of Oct 2002
30 days past due as of Sep 2002


CAP ONE

Address:
PO BOX 30281
SALT LAKE CITY, UT 84130
Status: Paid,Closed.
Date Opened: 12/2001
Date of Status: 01/2005
Reported Since: 12/2001
Last Reported Date: 01/2005
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: N/A
High Balance: $529
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Account closed at credit grantor's request.
Account History:
120 days past due as of Feb 2003
90 days past due as of Jan 2003
60 days past due as of Mar 2003, Dec 2002
30 days past due as of Apr 2003, Nov 2002


CHASE BANK USA, NA

Address:
PO BOX 9180
PLEASANTON, CA 94566
Status: Transferred,closed.
Date Opened: 12/2001
Date of Status: 06/2005
Reported Since: 12/2001
Last Reported Date: 06/2005
Type: Revolving
Terms: N/A
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $1,000
High Balance: $1,459
Recent Balance: N/A
Recent Payment: N/A
Creditor's Statement: Purchased by another lender.
Account History:
150 days past due as of Mar 2003 to Jun 2003
120 days past due as of May 2005, Feb 2003
90 days past due as of Apr 2005, Jan 2003
60 days past due as of Mar 2005, Dec 2002
30 days past due as of Feb 2005, Nov 2002, Sep 2002


FFCC-COLUMBUS INC

Address:
1550 OLD HENDERSON RD ST
OH, OH 73220
(614) 358-9900
Original Creditor: SPORTS AND PHYSICAL THERAPY
Status: Collection account. $119 past due as of Mar 2009.
Date Opened: 09/2008
Date of Status: 11/2008
Reported Since: 10/2008
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $91
High Balance: N/A
Recent Balance: $119
Recent Payment: $0
Account History:
Collection as of Mar 2009, Jan 2009, Dec 2008, Oct 2008


NATIONAL RECOVERY AGENCY

Address:
2491 PAXTON ST
HARRISBURG, PA 17111
Original Creditor:CAPITAL ASSISTANCE GROUP LLC
Status: Collection account. $81 past due as of Mar 2009.
Date Opened: 01/2009
Date of Status: 03/2009
Reported Since: 03/2009
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $81
High Balance: N/A
Recent Balance: $81
Recent Payment: $0
Account History: Collection as of Mar 2009


NCO FIN/99

Address:
PO BOX 15636
WILMINGTON, DE 19850
Original Creditor:
MORRISTOWN SURGICAL CENTER
Status: Collection account. $2,205 past due as of Mar 2009.
Date Opened: 03/2005
Date of Status: 03/2005
Reported Since: 03/2005
Last Reported Date: 03/2009
Type: Collection
Terms: 1 Months
Monthly Payment: $0
Responsibility: Individual
Credit Limit: $2,205
High Balance: N/A
Recent Balance: $2,205
Recent Payment: $0
Account History:
Collection as of Oct 2008 to Mar 2009, Aug 2008, Jul 2008, May 2008, Mar 2008, May 2007 to Feb 2008, Mar 2005
The ones from 2002 when you missed a payment will drop off your credit report this year.With the new fico scoring the medical under 100 wouldn't be reported.Is there anyway you can pay the small ones off show they show paid which would help.You need to take a deep breath settle down and start reading the beginners information.This will pass I've been there and done that.repair one item at a time.
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