| #1
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I am wondering if asking for a increase would help or hurt your score either way, whether they deny it or not? anyone have any idea? thanks |
| #2
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Asking for a credit line increase does not affect your FICO score. Paying the cards down would positively affect your score as much as having a credit line increase. |
| #3
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True........but if you can get an increase AND lower your balance (below 50% utilization) that will help your score even more. If you have had a CC for at least 1 year with no lates.......they should be able to bump your CL up. |
| #4
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It would hurt your score temporarily if they made it a hard inquiry.
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