validate or verify to Original Creditor..?

[JC60]

Hi Guy's, I am new to this site and I am glad I found it...! I have sent disputes to the CRA'S and got back, verfied as mine. Can I now send letters to the Original Creditor? If so how would I word it...? Thanx in advance..!

[Trish]

You send verification letters to OCs.......here is a sample of a verification letter from the beginner's credit info section.

Hope that helps.

[Miss Mack]

Hello Trish!
I am new to this site as well. I recently had a conversation with a ca who bought an old debt from a cc company. They say the original debt was $1,200 and with interest and fees, it's $6,000. I told him I couldn't pay that and he was very nasty and threaten to sue. I went online Monday and disputed a few items and don't recall that being one of them. I printed off and sent them a verification letter certified mail yesterday but I didn't put my social or the account number on there. So did I do the right thing? What's my next step? I have been sued before from one of these companies and I can't afford that to happen again. Please help!!

[Trish]

Originally Posted by Miss Mack

Hello Trish!
I am new to this site as well. I recently had a conversation with a ca who bought an old debt from a cc company. They say the original debt was $1,200 and with interest and fees, it's $6,000. I told him I couldn't pay that and he was very nasty and threaten to sue. I went online Monday and disputed a few items and don't recall that being one of them. I printed off and sent them a verification letter certified mail yesterday but I didn't put my social or the account number on there. So did I do the right thing? What's my next step? I have been sued before from one of these companies and I can't afford that to happen again. Please help!!

Did you send the OC or the CA a verification letter?
Tell ya what........just because this is a different situation than the OPs, it would be a good idea to start a new thread.
If you would please do that...and then let me know who you sent the letter to.......I will hopefully be able to help you.