Do you sign the vd/dispute letters?

[karlmich]

I know they will remove the addys that are not right, But what about old addys, like 15 years ago, I have lived in the same place for 15 years. But they are still reporting addys from that far back. that is nuts. will thoose remove. and also the names. I always use my first middle and Last name. They have all these misspelled names. Like aliases. you know.

thanks for the help


Karl

[Trish]

I've had addys from 5 years ago that were correct removed. Just dispute them as never lived there.
Name variations (and I bet you are talking about EX) are sometimes difficult to get deleted......especially if the creditor or CA is reporting it that way.
At least try disputing them. You will probably be more successful disputing names over the phone. Usually a CSR will even let you know if/why you cannot have it removed.

[jjgross]

Originally Posted by Trish

I've had addys from 5 years ago that were correct removed. Just dispute them as never lived there.
Name variations (and I bet you are talking about EX) are sometimes difficult to get deleted......especially if the creditor or CA is reporting it that way.
At least try disputing them. You will probably be more successful disputing names over the phone. Usually a CSR will even let you know if/why you cannot have it removed.

If you use autopay and it falls on a holiday they do it the next working day so it could be late or depends on when they post.That's why you have to watch your credit and statements every month to see if they had reported it correctly,if not you have to call right away.That's why i nave all my statement's online and check them daily.As for the different name's remember you dealing with bombay bob,so they spell it like it sounds.*example if you sneeze when you say your name it will show as John achoo doe*Thats what we face on credit repair.