Credit Reports

[grn910]

Hi, 2 questions.

I ordered my CR by calling each CRA directly. EXP, TU & EQU's automated machine said I qualified for my free CR so I ordered them w/out paying. The next day I called & EXP & EQU allowed me to purchase my CR but TU kept letting me get a free one. Should I keep calling til I get a live person & buy it?

[scorch]

Originally Posted by grn910

Hi, 2 questions.

I ordered my CR by calling each CRA directly. EXP, TU & EQU's automated machine said I qualified for my free CR so I ordered them w/out paying. The next day I called & EXP & EQU allowed me to purchase my CR but TU kept letting me get a free one. Should I keep calling til I get a live person & buy it?

Based on personal experience, I've found that there is no technical difference between a free CR and a purchased CR.

[Trish]

Well, grn is purchasing them because I had explained that it was better to use a purchased one since the free CRs allow the CRAs 45 days to investigate instead of 30.

Grn.......Have you tried just purchasing it online? Waiting or trying to figure out how to get to a live person can be a PITA...

[grn910]

Thanks. paid for it online