TU dispute back...now what?

[mountaindews]

OK I am really excited I just got the results from my TU dispute back and I got 6 deleted on the first try. My FAKO score went up 16 points!! High five to me and to all of you who have helped me!!! Now what do I do?!
Here it is:
1 TL says:No Longer On File
6 TL's say:New Information
5 TL'S say:Verified, No Change
6 TL'S say:DELETED!!!!!!!
I know I should do the 1-2 punch with the ones that say verified what should I do with the other ones?
What if the deleted ones get put back on?

I really appreciate all the help you all have given me! I'm so glad I found this site!

[jjgross]

Originally Posted by mountaindews

OK I am really excited I just got the results from my TU dispute back and I got 6 deleted on the first try. My FAKO score went up 16 points!! High five to me and to all of you who have helped me!!! Now what do I do?!
Here it is:
1 TL says:No Longer On File
6 TL's say:New Information
5 TL'S say:Verified, No Change
6 TL'S say:DELETED!!!!!!!
I know I should do the 1-2 punch with the ones that say verified what should I do with the other ones?
What if the deleted ones get put back on?

I really appreciate all the help you all have given me! I'm so glad I found this site!

I'd go ahead with the 1-2 punch.If there put back on dispute them again.oh congrat's on your good work.Now don't disappear soon you'll be able to help other people.

[mountaindews]

Thanks so much. I hope I will learn enough to be able to give back to others and be confident enough that I'm directing them in the right way..as to not to hurt them in their credit repair efforts!
Now I have another question: I do the 1-2 punch with those that said verified but what about those that said new information? Is that just another way of them saying "verified." Common sense says yes, but I just want to make sure. What about the one that says no longer on file..I don't see it any where on the report, maybe it already fell off after seven years.
Also do I need to watch more closely working with Portfolio? I heard that they are really bad...
Oh yeah one other thing. When you do a 1-2 punch your asking the CRA's for the method of verification right? And your asking the CA for verification..what if it is an OC?

[jjgross]

Originally Posted by mountaindews

Thanks so much. I hope I will learn enough to be able to give back to others and be confident enough that I'm directing them in the right way..as to not to hurt them in their credit repair efforts!
Now I have another question: I do the 1-2 punch with those that said verified but what about those that said new information? Is that just another way of them saying "verified." Common sense says yes, but I just want to make sure. What about the one that says no longer on file..I don't see it any where on the report, maybe it already fell off after seven years.
Also do I need to watch more closely working with Portfolio? I heard that they are really bad...
Oh yeah one other thing. When you do a 1-2 punch your asking the CRA's for the method of verification right? And your asking the CA for verification..what if it is an OC?

If it's a cra you do first then the ca.The oc is a different i'm sure trish or chane know i"d have to go to a different site to find out.
What's the new info they should list it
If they don't have it on file how can they report it other then them pulling your report.Ask to delete from the cra,it can't be confirmed.

[mountaindews]

Thanks so much...one other thing. Do I send a seperate letter to the CRA for each TL or do I send one with all of them (11)?

[jjgross]

Originally Posted by mountaindews

Thanks so much...one other thing. Do I send a seperate letter to the CRA for each TL or do I send one with all of them (11)?

You could do 3 or 4 per letter.

[mountaindews]

Do I do 1 letter with 3 or 4 TL's now and wait for those and once I get those back do another letter with 3 or 4 or do I just send out 4 letters right away with 3 or 4 TL's on them?

[jjgross]

Originally Posted by mountaindews

Do I do 1 letter with 3 or 4 TL's now and wait for those and once I get those back do another letter with 3 or 4 or do I just send out 4 letters right away with 3 or 4 TL's on them?

Yes do it that way unless your in a hurry. I pick one a month now.

[mountaindews]

Just wanted to say thank you JJ for responding all day to my questions. I will mail the letter tomorrow.

[jjgross]

Originally Posted by mountaindews

Just wanted to say thank you JJ for responding all day to my questions. I will mail the letter tomorrow.

You're welcome. I don't know everything that's why I ask for trish or chane.