What happens if it comes back on your credit report?

[squeezme]

Hello,

If you dispute an item on your credit report and the CRA ends up taking off your credit after investigation, isn't there a chance it can be reported again? And if that is the case, what should one do as it has already been disputed.

Thank you for your time!

[chane]

Originally Posted by squeezme

Hello,

If you dispute an item on your credit report and the CRA ends up taking off your credit after investigation, isn't there a chance it can be reported again? And if that is the case, what should one do as it has already been disputed.

Thank you for your time!

Yes, there is a chance. It does happen. Simply write them another letter pointing out the fact that it has already been disputed and deleted. I believe it's a violation for them to place it on your credit report once they've deleted it.