WaMu/Providian/Arrow Fin Services

[jjgross]

Chane here's one I have. I disputed WaMu in June they verified by a hard pull. I then contacted them by phone. The CR's told me they didn't have my file. However, they had my AC# because she said it was sold to Arrow Fin Services. Now it's still reporting wrong no mention of the bk7. I mail them a letter to their po box didn't know I could send them a cert. to a po box.

I've had no response other than an update still no bk 7. Now shouldn't they report it as paid closed bk7? I then called AFS and was asked how I wanted to pay it? My CR clearly should say bk 7. 3 days after I called they called with the usual this is an attempt to collect a debt. I informed the goon he was in violation of several consumer laws and hung up. Now I noticed that they now list it as bk 7. But it should say closed paid bk 7 or I'm I in a dream world. Also i had ask for several doc's from WaMu in a letter but no response. What to do?

[chane]

I would just dispute it and not mention the BK. Try to get it off your reports, not updated as "included in BK" where it will stay for 7 years.

As far as the Arrow, just send them a cease and desist letter. They can never take you to court over it since it was included in your BK. So, if they ever try to seek judgement, just show up to court with your bankruptcy papers and laugh at them.

[jjgross]

Originally Posted by chane

I would just dispute it and not mention the BK. Try to get it off your reports, not updated as "included in BK" where it will stay for 7 years.

As far as the Arrow, just send them a cease and desist letter. They can never take you to court over it since it was included in your BK. So, if they ever try to seek judgement, just show up to court with your bankruptcy papers and laugh at them.

Thanks chane those 2 have been trouble from the start,just a note 6 months after my bk was disc,wama gave me a new account with 0.0% 1500 credit limit.On arrow i sent them a letter telling them to kiss my rather ample ass