MAF Coll SVC

[rayne428]

Creditor Name: MAF COLL SVC MAF COLLECTION SERVICE
Account No.:
Original Creditor: MED1 02 TPA BAY RADIOLOGY ASSOC TPA BAY RADIOLOGY ASSOC
Responsibility: Individual Individual Individual
Condition: Derogatory Derogatory Derogatory
Original Balance: $146
Balance: $146
Date Opened: 06/03/2008 06/2008 06/2008
Date Reported: 08/21/2008 08/21/2008 08/2008

Remarks:
[TransUnion] Account information disputed by consumer, meets FCRA requirements
[Experian] Customer disputed account - reported by subscriber.
[Equifax] Consumer disputes this account information
Medical
Subject has not satisfied debt.


MAF COLLECTION SERVICE
Original Creditor: MED1 02 TPA BAY RADIOLOGY ASSOC TPA BAY RADIOLOGY ASSOC
Responsibility: Individual Individual Individual
Condition: Derogatory Derogatory Derogatory
Original Balance: $292
Balance: $292
Date Opened: 05/30/2008 05/2008 05/2008
Date Reported: 08/21/2008 08/21/2008 08/2008

Remarks:
[TransUnion] Account information disputed by consumer, meets FCRA requirements
[Experian] Customer disputed account - reported by subscriber.
[Equifax] Consumer disputes this account information
Medical
Subject has not satisfied debt


This is what is showing up on my CR they aren't responding to Lexington and it's been like 2 months since they sent them letter and I'm scared these people are going to take me to court.

[chane]

Sometimes, it takes a few disputes before they budge.

I highly doubt they will sue you over those small amounts, but if they do, let us know immediately. Do NOT miss your court date. The worst thing you can do is not show up. Collection agencies win 90% of their cases by default because the defendant didn't show up.

But, like I said, I highly doubt they will sue you.

[rayne428]

Hey guys, ok so I post on Fico forums ( I like you guys better though :P) and someone told me to follow the HIPAA process, umm ok whats that and can Lexington do this for me? I'm gonna kinda direct that question to chane because he seems to know a lot about Lexington but it doesn’t matter, anyone pls by all means feel free to respond.

[jjgross]

Originally Posted by rayne428

Hey guys, ok so I post on Fico forums ( I like you guys better though :P) and someone told me to follow the HIPAA process, umm ok whats that and can Lexington do this for me? im gonna kinda direct that question to chane because he seems to know a lot about Lexington but it doesn’t matter anyone pls by all means feel free to respond.

I believe hippa only applies if they discuss your medical condition to a thrid party.If i'm wrong chane will set it straight.

[chane]

I don't know much about HIPAA, but from what I've read it doesn't seem like it has much to do with your situation.

You can ask Lexington to make sure, but I'm pretty sure they don't handle HIPAA matters.

[Trish]

The HIPAA process is a method of removing medical collections from your CRs.

It only works if the debt is paid or you intend to pay.......and you ONLY deal with the OC/healthcare provider. You cannot have any contact with the CA whatsoever.
It's a long process (several months) but it does work.

There's more to it than that.........but in a nutshell, that's it.
I used this method to remove several of my medical collections.

If you are interested, let me know and I will go into it with little more detail.

[chane]

Originally Posted by Trish

The HIPAA process is a method of removing medical collections from your CRs.

It only works if the debt is paid or you intend to pay.......and you ONLY deal with the OC/healthcare provider. You cannot have any contact with the CA whatsoever.
It's a long process (several months) but it does work.

There's more to it than that.........but in a nutshell, that's it.
I used this method to remove several of my medical collections.

If you are interested, let me know and I will go into it with little more detail.

I'm interested! (And a little embarrassed that I don't know much about it. Any new credit repair methods we can add to our arsenal would be wonderful!) Thanks Trish!

[Trish]

Originally Posted by chane

I'm interested! (And a little embarrassed that I don't know much about it. Any new credit repair methods we can add to our arsenal would be wonderful!) Thanks Trish!

Ok, I posted this in a new thread just so it wouldn't get lost.....
Here ya go!

http://aaacreditguide.com/forums/cre...a-process.html

[rayne428]

If you pay the OC and not the CA what happens then? does in still report on your CRs as a collection account but paid or in my fantasy world does it magically disspear from your reports?

[jjgross]

Originally Posted by rayne428

If you pay the OC and not the CA what happens then? does in still report on your CRs as a collection account but paid or in my fantasy world does it magically disspear from your reports?

It depends if you can get them to remove it most don't.However paid is better than not paid.