Dispute?

[christmastrees51]

I settled with Bank of Amer. for less than full amount. After checking my credit reports, the "High Limit" amount is not what I remember, although EFX and TUC are reporting the same amount. Exp is considerably lower. Do I dispute with EFX and TUC or should I write to Bank of Amer. to validate this amount.

[scorch]

Why not do both? You can check with B of A to find out what that amount is, so you can write a better dispute letter and dispute the negative information on your credit reports. Don't you think?