Adding Creditors to your report

[Destiny11]

Is it possible to have good accounts added on to my reports. I have excellent accounts that i've been paying for years and would like to add them on, is that possible? how?

Thanks,

Casey

[WhatTheFrank]

It seems like I have read somewhere many moons ago that you could. Well, I know that just sending in the account information and a fee and asking them to report the account could be a solution. Well, that has been tried. The result is that the credit bureau either replies they are not reporting or they solicate the business by getting them to become a member and pay to report their accounts, which yours would be one of them. Experian, Equifax and Transunion are separte entities. So, the information I'm am posting underneath is just ideal for someone considering reporting.

Experian minimum of 100 monthly accounts reporting with 1 year waiting period.
Transunion minimum of 500 monthly accounts
Equifax minimum of 500 monthly accounts

This is an example if you wanted to approach the company and suggest to them about reporting to the credit bureaus. Some business owners just never considered it. So can you report your accounts? The answer is a not so simple no because it can be a yes. Try not paying them... you better believe they will report that. Backwards isn't it.

Thank you Casey,