What is your credit score?

[chane]

What is your credit score? If all 3 are are different, what is your middle score?

[AntiPlastic]

I need to check for this year, but we were at 635 2 years ago when we purchased our house
So many changes between now and then, I will refresh this post when I get my current results

[scorch]

I recently received a credit report from Transunion and it goes up to 990. Isn't that right?

[chane]

Originally Posted by scorch

I recently received a credit report from Transunion and it goes up to 990. Isn't that right?

TransUnion probably has there own scoring system. New scoring systems have been coming out a lot lately. It's hard to keep up with them.

But, the ones the bank use, for now, are the FICO scores...and they go up to 850.

[scorch]

I get a score next month. I can't wait.

But isn't Washington Mutual's provided credit scores different than FICO scores?

[scorch]

I'm in the 600's

[mustangpro1]

i have a middle score of 632 and cant get a unsecured credit card company to glance at me i get these card offers were you pay in fees like $250 and they give you a limt of $300.00 and they charge you 14.95 a month just for having there card insted of that why not just get a secured card for $300.00 if you close the account you get your money back when i was 22 yrs old i got into some credit card dept i decided after i cleared that up i would never get a credit card agin that was a mistake i have no bad credit i dont have any credit and now i cant get any thing please any advice would greatly be helpful
thanks mustangpro1

[chane]

Originally Posted by mustangpro1

i have a middle score of 632 and cant get a unsecured credit card company to glance at me i get these card offers were you pay in fees like $250 and they give you a limt of $300.00 and they charge you 14.95 a month just for having there card insted of that why not just get a secured card for $300.00 if you close the account you get your money back when i was 22 yrs old i got into some credit card dept i decided after i cleared that up i would never get a credit card agin that was a mistake i have no bad credit i dont have any credit and now i cant get any thing please any advice would greatly be helpful
thanks mustangpro1

Right now it's very hard for anyone to get credit from banks. You may have to do secured. There are better offers than the one you mentioned. Have you tried a credit union?

[mustangpro1]

thanks i am going to get one today from bank of america and just use it for gas and pay it off every week ill try that thank you

[scorch]

I just bought my FICO scores.

TU

683

EQ

691

EX

664

:D