What is your credit score?

[Chris n Max]

If you want to build up new credit, make sure you get a secured credit card instead of a pre-paid debit card. The debit card activity won't show up on your credit report, but several secured credit card companies will report the amount that you place in security as a "credit limit" and also provide payment information to the credit bureaus. Many big box banks such as BofA, Wells and others offer debit card options that don't help you improve your credit.

check out secured credit cards and try to find one that reports to all three major credit bureaus and also pays interest on the amount that you put into the security account.

If you are going to put the cash up front, you might as well get the maximum benefit out of it.

[welder]

Originally Posted by chane

What is your credit score? If all 3 are are different, what is your middle score?

1-20-2011 pulled
transunion 744 experian 752 equifax 740.....not to bad but i want 800+



....im 0 in debut on my amex 5k limit,microcenter card $500 limit $20 on it balance(on purpose),
2 chk acts,1 savings,2 debit crads....and just took out a secured cd $1,000(12 months direct payment takin out of savings) loan to try and get me up to hi 700,s by end of year.....amex always direct pays 3 of my bills a month so thats reports and i pay amex ith 1 of my debut cards...simple and making credit go up....ez stuff

[csharp01]

My current credit scores are TU - 652, EX - 636, EQ - 649.
My wife's credit scores are TU - 636, EX - 634, EQ - 628.
These were pulled from TrueCredit along with my credit reports on 4-26-11.
We are looking at getting all 15-17 negative entries removed from our CR!

[csharp01]

So I just realized that I had an old subscription to MyFICO and it is showing that my Equifax Score is 599... Why such a huge difference???

[chane]

Originally Posted by csharp01

So I just realized that I had an old subscription to MyFICO and it is showing that my Equifax Score is 599... Why such a huge difference???

Because True Credit has no idea what your real scores are. They are guesstimates at best. Only FICO determines your true FICO scores.

[Wayoff]

Is it possible to get scores from all three cra's through myfico?.. I can't seem to find that option on their site.

[lulonia]

According to CCT...My scores are Experian-607, Equifax-583, Trans-663..I don't know how accurate this is, but with the help of this site, I look forward to improving my scores!!

[Diamond0409]

how can you get your credit scores without having to pay for them?
How often do they change?