| #11
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Hope, Cant wait to see how it turns out! Keep us updated and Im not sure of the answer you are looking for but im sure the more experinced people will be along to give you an answer!
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| #12
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When you submit a letter to the collections agencies, make sure that you are sending it certified. The collection agency has 30 days to respond to it. If they do not, you can now send a letter to the three bureaus. You have to send them a copy of the original letter, a COPY of the certified receipt and a new letter stated that you have sent a letter and they have not responded. They will in turn delete the inquiry from your report.
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