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I sent validation letters, and the debt was never validated. I got a call today, about 60 days after the letters were sent. The guy was really rude and hung up on me. Please let me know what I should do from here. Thanks, JR |
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[QUOTE=jessetsi;23364]I sent validation letters, and the debt was never validated. I got a call today, about 60 days after the letters were sent. The guy was really rude and hung up on me. Please let me know what I should do from here. Thanks, JR[ /QUOTE]Get a notebook and write date,time,name if possible picture of your caller id,if you can tape in your state tape the call.Send them a letter stating in these words that it is inconvenient to call me at any time or any number.USPS only.Don't send a cease&desist letter because it leaves them no option other then to sue.
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Yep, you need to keep a good paper trail on these guys. You've already got them on violation #1. Send them this DV2 letter (CMRR).......and like jj said, take a picture of your caller id because proof that they called along with proof that you sent them a DV letter (CM# and RR card) will be proof that they violated the FDCPA.
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[QUOTE=Trish;23366]Yep, you need to keep a good paper trail on these guys. You've already got them on violation #1. Send them this DV2 letter (CMRR).......and like jj said, take a picture of your caller id because proof that they called along with proof that you sent them a DV letter (CM# and RR card) will be proof that they violated the FDCPA.[/QUOTE ]To be honest if you had sent letters you'll get many violations.Trish could you check my draft on the letter to cap1 its a rough draft and i already seen some changes I'm going to have to make
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