Account transfered while in dispute?...

[CreditCrisis]

okay, so all of my accounts are currently in dispute. i just got a file alert on identity guard that shows that LVNV FUNDING LLC has taken over an account from my credit in the amount of $1,135. it doesnt list the OC or anything but is it legal for an account to be transfered while its in the dispute phase?

thanks

[jjgross]

Originally Posted by CreditCrisis

okay, so all of my accounts are currently in dispute. i just got a file alert on identity guard that shows that LVNV FUNDING LLC has taken over an account from my credit in the amount of $1,135. it doesn't list the OC or anything but is it legal for an account to be transferred while its in the dispute phase?

thanks

It would be considered continued collection activity and they can't do that.Send them a letter that the account was in dispute and you consider them in violation of the credit reporting act.That they need to return the debt to whom they got it from.

[Trish]

Originally Posted by jjgross

It would be considered continued collection activity and they can't do that.Send them a letter that the account was in dispute and you consider them in violation of the credit reporting act.That they need to return the debt to whom they got it from.

I don't know jj.......I'm not sure that's a violation.
I don't believe that would be considered continued collection activity by just selling it to a CA. They might have already been in the process before it was disputed and it's just now getting updated with the CRAs.

So, Crisis.....
You disputed the OC acct with the CRAs? Have you gotten your results yet?

[jjgross]

Originally Posted by Trish

I don't know jj.......I'm not sure that's a violation.
I don't believe that would be considered continued collection activity by just selling it to a CA. They might have already been in the process before it was disputed and it's just now getting updated with the CRAs.

So, Crisis.....
You disputed the OC acct with the CRAs? Have you gotten your results yet?

I had nco call about an account with another ca that was under dispute and they told me they would send it back because it was under dispute.

[Trish]

Originally Posted by jjgross

I had nco call about an account with another ca that was under dispute and they told me they would send it back because it was under dispute.

Interesting. I'm just curious which statute that violates......will have to look into that one.