Help??? - NCO Finance reporting medical account

[cstar33]

THIS IS WHAT APPEARS ON MY CREDIT REPORT:


NCO FIN/99

Address:
PO BOX 15636
WILMINGTON, DE 19850
No phone number available Account Number:
6440XXXX Original Creditor:
MORRISTOWN SURGICAL CENTER


Status:
Collection account. $2,205 past due as of Mar 2009.



Date Opened:
03/2005
Date of Status:
03/2005
Reported Since:
03/2005
Last Reported Date:
03/2009

Type:
Collection
Terms:
1 Months
Monthly Payment:
$0
Responsibility:
Individual

Credit Limit:
$2,205
High Balance:
N/A
Recent Balance:
$2,205
Recent Payment:
$0
Account History:
Collection as of Oct 2008 to Mar 2009, Aug 2008, Jul 2008, May 2008, Mar 2008, May 2007 to Feb 2008, Mar 2005



I WAS UNDER THE IMPRESSION THAT MY INSURANCE WAS COVERING THIS PROCEDURE. HOWEVER, BY THE TIME THAT I FINALLY REC'D A BILL, IT WAS TOO LATE TO DISPUTE IT WITH MY INSURANCE. THIS IS FROM 2004. IS THERE ANYTHING I CAN DO???

[Trish]

If this is a medical account, you should read here.......

Medical collections/HIPAA process