Contacting CA - where to send DV/SOL letter

[Trish]

I have an old medical debt (6 years old) that keeps getting verified every time I dispute it.
I refuse to pay this for several reasons.......one of them being that they price gauged me when I had no insurance.

So, I think I'm going to try sending them a modified SOL/DV letter.
My question is......

When I was checking to see if they were liscensed to collect in my state (unfortunately they are), I noticed a local office here in WA.
The address listed on my CRs is a TX addy. The debt occurred in TX.

Where do you think I should send the letter? To TX or the local office?
Think it makes a difference?

[jjgross]

Originally Posted by Trish

I have an old medical debt (6 years old) that keeps getting verified every time I dispute it.
I refuse to pay this for several reasons.......one of them being that they price gauged me when I had no insurance.

So, I think I'm going to try sending them a modified SOL/DV letter.
My question is......

When I was checking to see if they were liscensed to collect in my state (unfortunately they are), I noticed a local office here in WA.
The address listed on my CRs is a TX addy. The debt occurred in TX.

Where do you think I should send the letter? To TX or the local office?
Think it makes a difference?

Good morning trish try the local office first see what happens.Then you can always try the texas later.

[Trish]

Originally Posted by jjgross

Good morning trish try the local office first see what happens.Then you can always try the texas later.

That's what I was thinking too. I thought I read somewhere that if there is a local office, that you should always dispute with them (but I've slept since then. lol :p )

I think what I might do is send the DV to the local office and maybe that might just take them longer to get proper validation (if they can even get it).........so I may just try a 1-2 punch.

It's worth a shot right?

[jjgross]

Originally Posted by Trish

That's what I was thinking too. I thought I read somewhere that if there is a local office, that you should always dispute with them (but I've slept since then. lol :p )

I think what I might do is send the DV to the local office and maybe that might just take them longer to get proper validation (if they can even get it).........so I may just try a 1-2 punch.

It's worth a shot right?

Sure my thinking is the info highway between branches is not that good i sometimes think that info gets misplaced and they just wing it by pulling a credit report that is incorrect to begin with so how can the cra keep reporting as verifed?