Remove bk items?

[jjgross]

Originally Posted by wolf37

I am in the beginning stages of working on my girlfriends bankruptcy. I had her order her credit reports and we are waiting on the last one to come in the mail I also am having her opt out.

So what is my next step? Send a letter to the courthouse requesting how they verify information or what? Any help would be greatly appreciated.


Since I cant always be in the forum!

Thanks again

You can send a letter to the court house

[chane]

Originally Posted by Tater

Most of my accounts have fallen off my bankruptcy since the seven years has gone by since I filed. Chane, how did you get your bankruptcy removed? What reason did you use to dispute it? Or do you really need to give a specific reason? Thanks...

I never give a reason. I tell them: "I would like to dispute the following accounts:"

Then, I list the accounts I want to dispute. I tell them to remove them from my report immediately.

[jjgross]

Originally Posted by chane

I never give a reason. I tell them: "I would like to dispute the following accounts:"

Then, I list the accounts I want to dispute. I tell them to remove them from my report immediately.

That's the short and sweet the shorter the better.You don't want to send them a speech,sometimes less is best,plus you don't want to use all your ammo on one dispute!

[chane]

Originally Posted by jjgross

When you dispute for any reason now on a bk,they will send you a letter need more info,that's where I'm at now,so i have to decide if i want to go forward with it.A question for Chane since i disputed it don't they have to report it as disputed?:huh:

Yea, but having that status on your credit report won't really change anything.

[Tater]

Thanks Chane, I didn't realize you don't have to give a reason at all. Should I try it down the road even if my bankruptcy is still listed on pacer?