Life after Bankruptcy

[J&DK08]

My brother-in-law & sister-in-law filed for bankruptcy 2years ago and it has been discharged for some time now. They have found themselves in a similar situation that caused them to file the Chapter 7 in the first place. They came to me looking for advice. I suggested several things to reduce their expenses and monthly bills, but they feel it would be too much of a sacrifice (no joke) and would rather file bankruptcy again. After they said that I suggested they talk to the lawyer they worked with to file the Chapter 7.

Putting aside their obvious financial irresponsiblities, what can they do? I'm guessing that Chapter 7 is not an option. Would they have to file a different chapter? i need some tips or advice I can pass along in the event they show up at my front door looking for a place to live. :eek:

[jjgross]

Originally Posted by J&DK08

My brother-in-law & sister-in-law filed for bankruptcy 2years ago and it has been discharged for some time now. They have found themselves in a similar situation that caused them to file the Chapter 7 in the first place. They came to me looking for advice. I suggested several things to reduce their expenses and monthly bills, but they feel it would be too much of a sacrifice (no joke) and would rather file bankruptcy again. After they said that I suggested they talk to the lawyer they worked with to file the Chapter 7.

Putting aside their obvious financial irresponsiblities, what can they do? I'm guessing that Chapter 7 is not an option. Would they have to file a different chapter? i need some tips or advice I can pass along in the event they show up at my front door looking for a place to live. :eek:

chap 13 is an option biting the bullet is another option,this is gopng to be a life long problem for tnem.Been they done that.until they prove they can stop.Someone going to have to take over for them!!!!!!!!!

[jjgross]

Originally Posted by jjgross

chap 13 is an option biting the bullet is another option,this is going to be a life long problem for them.Been there done that.until they prove they can stop.Someone going to have to take over for them!!!!!!!!!

Sorry about the spelling my brain is faster than my hands