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Originally Posted by bellazu  Has anyone truly had success with this even if they are truly my accounts that I paid late? |
Absolutely! I got about 80-90% of my accounts removed from my credit reports. Start here and read it thru thoroughly:
Introduction to Credit Repair
The methods we teach on this forum work!!!
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Also, I have a judgment that I paid before days before it was recorded but was told by their attorney could not be stopped. Is it possible to get this deleted and how do I do it? Do I need to hire an attorney even if it's mine??
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Just dispute it. You don't have to give a reason for the dispute. Just tell them nicely to prove that it belongs on your report or to remove it immediately. By law, the burden of proof is on the CRAs!