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Old 02-09-2010, 04:41 PM
jjgross jjgross is offline
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Quote:
Originally Posted by zyal8trr View Post
Follow up.

I ended up calling Experian myself to find out more information and to see if I can dispute the items as well since they are all legit.

The woman actually was very helpful and I did have partial success. The woman told me that its 7 years, from the date of delinquency, not from the date the accounts were open.

I had 1 charge off removed which she said would be removed immediately.

3 other charge offs are set to drop off in April 2010, September 2010 and November of 2010.

Is is true that its 7 years from the date of first delinquency?
Yes it is,remember they only report whats reported to them.So the dispute is with the oc or ca.
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