I hate Experian, 7 year and older items still showing
:mad:So two weeks ago, I sent out 7 year letters to each one of the CRA's asking them to remove 4 accounts that were charged off. All accounts are older than 7 years old.
Transunion removed the accounts promptly, Equifax is stilling investigating and Experian sends me back this cute little letter today, saying something along the lines of: "We are responding to your request to verify items on your personal credit report. We have already investigated this information and the credit grantor has verified its accurary."
I didn't send them verification or validation letters, I send them a 7 year letter. I don't understand how they could not have removed these accounts.
I am unsure of what to do next and am a little frustrated. Transunion wasn't a problem, don't these CRA's have to follow the same set of laws?
Should I contact each one of the oringal creditors seperately and dispute with them?
|