Ok, gonna try to do a couple more.....
Quote:
Originally Posted by Arun42 
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B B CBM ACCT SRV
435262
10/09 04/05
09/04
$1899
COLL
$950
-
$950 - - - COLLECTION
TU/EF
What are the details on this one? Is it reporting correctly?
It looks like it may be out of SOL.....what state are you in?
If it is out of SOL, you can at least dispute it without worrying about them trying to sue you.
You could even do a 1 2 punch and if they actually validate the debt, possibly try a PFD and/or settle for less.
B B FIRST PREMIER BANK
517800******8105
06/09 12/08
01/09
$441
REV
$441
$22*
$441 7 1 1 2 CHARGE OFF
XP/TU/EF
Late Dates: 5/09-120, 4/09-90, 3/09-60, 2/09-30
This one is pretty recent..... is it reporting correctly?
If you are willing to pay, you could send them a debt verification letter (not validation letter - those are for CAs only and this is an OC) and then try to get them to agree to payment/settlement. If at all possible, see if they will remove the late notations and charge off status once you pay it off. Some OC will actually go for this.......but it's not an easy task.
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