[Trish]

Originally Posted by deepindebt

Trish,

Thanks for the information. I do have a couple more questions.

1.) How should I respond to answer the summons with the court? Should I answer send the debt collector's attorney a copy of my answer.
Yes, if you look at your states RCP (rules of civil procedure), more than likely it states that you must also send the atty a copy of the answer.

2.) For future reference...Should you always answer a summons upon receiving one?
YES YES YES.....you always answer a summons. If you do not, then once that deadline passes.....they no longer have to notify you of future court dates......i.e. the hearing...........which means they will automatically get a default judgment.

See above in red.