Hi Arun
Welcome
I'm going to start off by pointing you in the direction of this thread..... it just gives you a starting point.
Basic Step by Step Beginner's Guide to Credit Repair
Are the student loans just showing paid as agreed? If so, that sounds like they're reporting positively. :confused: You would not want to have those removed.
As far as the credit card, how old is it? Is it out of SOL? Is it a CO? Just a little more info on that one (or you could post it if you wish)..
On the tickets. Were they paid? How old are those?