[pc_porter]

Think i posted this in the wrong section can an admin move it to the correct place please.


Hey guys I need some advice on where to go. I am not sure if I need to see a lawyer first or a Credit repair specialist. Here is the story.

After a bad breakup I had tons of debt and no job so all my debt defaulted except my car. This was about 5 years ago and now everything has been bought and sold so many times I dont know who I would even pay. Credit score is about 490 ehhhhh. I make good money and am ready to pay everything or whatever I need to do. I know that pretty much all of the debt is past the statute of limitations but obviously its still all on there as chargeoffs. Not sure where to start. If I go through credit repair and they remove the items isnt there a good chance they will come back on my report ? Or should I go through a lawyer who wants more money upfront to dispute them and work out plans to pay back. My credit report is 50 some pages long so I dont feel comfortable trying to do this myself. Advice please.

Thanks
Cody