For those accounts with lates, you should try GW letters first. If that doesn't work (and you can try GW letters 2 or 3 times) you can always try disputing with the CRAs.
On First Premier - is that a charge off? If so, do you plan on paying it off?
And for the last one that's a collection, it looks like it's paid......in that case, just try disputing.
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