Improving My Credit Score. Help!
Hello! This is a great and helpful site and I am glad I found it!!
I have paid off quite a bit of debt, and I am looking to purchase my 2nd house in about a year.
5 accounts showing 1 late payment, and 2 of the 5 show more. I have one collection account, but I paid it off in full right away.
I would like to remove the collection and late payments from my report by any means available. What should I do?
Today, I sent dispute letter to TransUnion and Equifax, before I found this site.
Your help is greatly appreciated.
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