[E46R]

Hello everyone,

I am new here just registered. I was looking at some of these guides and do have few question for anyone that is willing to help out.


There are some incorrect info on my report and I would like to get it removed. Right now I taking with the Credit specialist who I was told is good and been in the business for 20 some years. So I've met with the person showed him the copy of my credit report and was told that we can get some of these removed - and here is how he tells me it works.

1. Signed a contract
2. Pay only if get things removed and or changed for positive.

3. Once he does the first challenge the result comes to my house then I have to give him back the ORIGINALS - and may keep the copy if I wish to. (That is kind of strange where he wants the original credit report after challenge - can anyone answer why does he want's the originals that come from the three major credit bureau) I have asked him why and the response was this is how he works and he needs the originals just in case he get's an audit.

4. I never get to see and or any copies of paper work of challenges that he sends out on my behalf - I asked the person again "WHY" and was told that is how they work. My only concern is that I would like to see what he is sending to them just in case it comes back to me later.

5. The person will continue working on my file until I say to stop.
6. I get the pay person only for the marks that get moved and or changes. (I guess that is the good thing.)

I only have concerns with #3 and $ - is there something to be concern about?

Is there a way for me to get copies all of the paper work that the person is sending on my behalf from the credit bureau - would there be a reason for it?

Why does he wants the original responses from credit bureaus?

These some of the questions that I have, anyone has any idea?

Thanks.