The lawyer told me between $1,500 and $2,000, I figured it would be the later.
I'm not sure what the first delinquency was (I'm assuming that means the first time I was late or missed a payment) I do know the last time I paid them anything, or had any contact with them was mid October, 2005. and they filed sept 17th.
I will read the laws on serving to see if they did it right.
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