 CA failed to respond to DV and filed lawsuit
Short story, my ex husband had added me as a co-signer to a couple of his credit cards during our marriage. When we divorced each one took there own debts. He was arrested and failed to continue making payments and I started getting call from collection agencies. I have cleared most of them by sending DV letters. But this one is diffrent.
I was sent a letter dated May 15 from CA/attorneys office asking me to validate a debt within 30 days.
I sent the DV letter certified on 06/16/09 and was received by there office on 06/17/09. I never received anything back and assumed it would be cleared like the other ones.
On 8/27/09 I received the summons and 20 days to file a response. They filed with the court on 07/23/09
The only information I have for this account is from my credit report.
1. Credit card; closed account in 10/2004
2. Balance $3200, lawsuit for $4800.76 (wow including cents)
:confused::confused:
My question is:
1. Did the CA's attorney office fail FDCPA 15 USC 1692g § 809(b)?
2. If they sent me something regarding the validation of the debt I believe the statue of limitation has been met. How can I find this information know?
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